Mangaluru: ‘Educare’ is a loan programme introduced in 2013 to assist the poor and needy Catholic students of Mangaluru and Udupi dioceses.

Although, this loan is interest free, it is to be repaid within a period of 18 months immediately following the completion of studies. The Educare Committee reserves the right to charge interest after 18 months. Over the past four years, 3516 students have been supported with the loan in these two dioceses.

Fresh and renewal students can submit their applications online from May 1 onwards but before the due dates specified below, even if the admissions are at a later date.

Students are advised to read instructions found in the Menu link before completing the forms and make sure that they have all the relevant documents to proceed with the completion of the application. Incomplete applications will be rejected.

The executive committee supervising the loan disposal is the final authority for approval and disbursement of this loan and can reject any application that in its view is not genuine and not deserving, without providing any explanation to the applicant.

Student’s eligibility (Freshers)

a. Minimum qualification required to apply for this loan is II PUC or equivalent in a 10 +2 education system. The loan is applicable only for those students applying for courses where II PUC or equivalent (10 + 2) is the minimum qualifications required such as Graduate or Post graduate degrees or University recognized Diplomas.

b. The student must have scored minimum of 60% marks for General courses like Graduation, Post graduation, Diploma and nursing courses and 75% marks for Professional courses like Engineering, Medical, Hotel Management in qualifying exams. However if the ranking is good in qualifying entrance test like NEET/CET/COMEDK relaxation up to 70% in marks may be considered.

c. Students applying for correspondence courses, part time courses, private studies and specific job courses at tutorials are not eligible to apply for this loan. This loan is only for those students pursuing university level degrees or diplomas.

d. The Annual income of the entire family from all sources (both parents and any unmarried siblings) should be less than Rs. 3,00,000/-

e. Only Catholic students domiciled in Mangalore and Udupi Dioceses can apply. (Proof of residence must be produced.– such as MESCOM bill for present residence in the name of either parent or last school leaving certificate.)

f. To be eligible to apply for this loan, the student must have received the Government scholarship for minorities for the previous year (Proof of receipt of such scholarship must be produced.)

g. Only those students who get admission under NEET/CET/COMED-K or any equivalent government competitive examinations will be considered. (Proof must be produced.)
h. Under this loan, a maximum of two siblings per family will be supported.

For renewal of loans

1. Student must obtain minimum of 60% marks in their previous exam. Proof of marks must be produced at the time of the interview. Those students, who have not obtained 60%, please do not apply for this loan.

2. Student must have attended motivational programme conducted by CODP during November to January 2016/2017

3. Please ensure that all the documents are submitted at the time of application or at the time of interview. Failing to submit the marks cards of pervious examination will result in rejection of application.

Minimum documents required at the time of application are:

1. Completed application signed by Gurkar, Ward represent and Parish Priest.

2. Photograph on application

3. Copy of Aadhar card or ration card

4. Copy of latest marks card

5. Copy of latest electricity bill/MESCOM bill or last school leaving certificate

6. Proof of other scholarships applied/received

The last dates to apply online is:

• For the renewal applications - 30.06.2017
• For fresh graduation applications- 15.06.2017
• For fresh post-graduation, BE, Medical applications - 31.07.2017
• Nursing - 30.08.2017
• B.Ed - 30.11.2017

For any clarifications please contact Educare Desk of CODP, Kadri hills, Nanthoor, Bejai Post, Mangalore – 575 004.

Phone: 0824-2221109 / 9480511580.